Rick Rosner and Scott Douglas Jacobsen discuss bargain housing from the Oklahoma Panhandle to Raton and St. Louis, contrasting sub-$100k fixers with Los Angeles’s high per-square-foot prices. Rosner explains credit card arbitrage —rolling 0% balance transfers, modest fees, and HELOC backups —while warning about post-teaser rates near 19%. They shift to media’s future as TV, games, VR, and AR converge, with AI generating personalized, believable content—think Is It Cake? Realism on demand. Rosner notes rising debt, stagnant wages, and how apps raise dating standards and shrink connections. Jacobsen frames a culture of immersive “second lives” monetized through subscriptions within favourite franchises.